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Finances

Learn the ins and outs of what you need to have ready to secure funding for your business. We've covered the basics.

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Article
What Is Monetary Policy?
By Sean Peek | July 23, 2021

Monetary policy determines the amount of money that flows through the economy.

Article
How to Calculate Cost of Goods Sold
By Dock David Treece | July 20, 2021

Cost of goods sold (COGS) is an important part of accounting that applies directly to tax deductions for your business.

Article
13 Secrets for Growing Your Business Quickly
By Sean Peek | July 20, 2021

There's no surefire formula for instant success, but you can boost your business's growth with these tips from startup founders.

Article
Performance-Based Pay Won't Motivate Employees as Much as You Think
By Sean Peek | July 20, 2021

While performance-based pay structures may encourage employees to work harder, they also can cause higher stress levels in workers and lower job satisfaction.

Article
What Small Businesses Need to Know About FICA Tax
By Donna Fuscaldo | July 01, 2021

Taxes are part of running a business. FICA is a mandatory one that small business owners need to know about.

Article
The Pros and Cons of a Term Loan
By Jamie Johnson | June 28, 2021

Terms loans can be a great option for financing growth initiatives for your business.

Article
How Can a Line of Credit Help Your Business?
By Jamie Johnson | June 24, 2021

A business line of credit can serve as a safety net for businesses when unexpected expenses arise.

Article
9 Ways to Reduce Fleet Maintenance Costs
By Max Freedman | June 23, 2021

You can reduce your fleet maintenance costs through safety, repair and efficiency measures – all of which GPS fleet tracking software can streamline.

Review
National Processing
By Donna Fuscaldo | June 08, 2021

National Processing is the best credit card processor for low transaction rates because of its low interchange-plus rates and rate-lock guarantee.

Review
Sage
By Sean Peek | June 07, 2021

Sage Business Cloud Accounting is our choice as the best accounting software for freelancers and the self-employed because it is affordable and simple to set up and use.

Review
FreshBooks Accounting Software
By Donna Fuscaldo | June 07, 2021

FreshBooks is our pick for the best small business invoicing software application for its ease of use, advanced features and competitive pricing.

Review
Intuit QuickBooks Online
By Donna Fuscaldo | June 07, 2021

Quickbooks Online is our favorite accounting software for small businesses because it can grow with your business.

Review
Zoho Books
By Donna Fuscaldo | June 07, 2021

Zoho Books is the best accounting software for freelancers, sole proprietors, consultants, artists and home-businesses.

Review
Oracle NetSuite
By Nicole Fallon | June 07, 2021

Oracle NetSuite is a popular cloud-based ERP that offers a comprehensive suite of integrated business management solutions. Capabilities include accounting, CRM, e-commerce, inventory, payments,...

Review
Clover
By Jamie Johnson | June 04, 2021

Clover offers a range of hardware options that outshine the competition and give businesses flexibility in customizing a POS system that works for them.

Review
Upserve
By Jamie Johnson | June 04, 2021

Upserve is a strong choice for restaurants that want full reports on their data, competitive pricing and excellent customer support.

Review
Epos Now
By Skye Schooley | June 04, 2021

Epos Now is the best all-in-one POS system for small businesses because it is affordable, versatile and adapts to your business.

Review
Lightspeed
By Skye Schooley | June 04, 2021

Lightspeed is the best iPad POS system because its pricing is competitive, the system is fully mobile, and you have a choice of integrated payment processors.

Review
TouchBistro
By Skye Schooley | June 04, 2021

TouchBistro is the best POS system for the food service industry, with key features for restaurants, cafes, food trucks, pubs and more.

Review
Toast
By Jamie Johnson | June 04, 2021

Toast works equally well for a small restaurant that's just getting started and a large chain looking to service multiple sites. It has also done a great job of pivoting in the midst of the pandemic,...

Review
ProMerchant
By Jamie Johnson | June 03, 2021

ProMerchant is a credit card processor that offers transparent interchange-plus rates and multiple pricing plans. If your business is considered "high risk," such as a check-cashing service,...

Review
Merchant One
By Jamie Johnson | June 03, 2021

Merchant One offers processing solutions for small businesses that accept card payments in-store, online, on the go, or by mail and phone order. It approves a high percentage of applicants, can set...

Review
Payment Depot
By Donna Fuscaldo | June 03, 2021

Like other top processing companies, Payment Depot uses interchange-plus pricing, but it's membership-based, so there's no percentage markup, just a per-transaction fee and a monthly membership fee....

Review
Helcim
By Lori Fairbanks | June 02, 2021

Helcim is the best credit card processor for established small businesses because of its transparent rates and rate-lock guarantee.

Review
Clover
By Donna Fuscaldo | June 02, 2021

Clover is an advanced POS system for businesses that require highly customizable software. You can start with the basic features, then add apps for advanced capabilities such as staff scheduling,...

Review
Rapid Finance
By Donna Fuscaldo | May 28, 2021

Rapid Finance is the best non-bank lender for merchant cash advances because it offers quick funding and approvals, plus great customer service.

Review
SBG Funding Review
By Donna Fuscaldo | May 28, 2021

SBG Funding is the best alternative lender for startup loans because loan requirements align with what new businesses can qualify for.

Review
Truist Review
By Donna Fuscaldo | May 28, 2021

Truist is our best pick for SBA loans because it has years of experience extending SBA loans to small businesses. It is an SBA Preferred Lender and knows the ins and outs of applying and getting...

Review
Accion
By Donna Fuscaldo | May 28, 2021

Accion is a small business microloan lender. The company provides two types of loans: one for established businesses and one for startups. Loan types, amounts and requirements vary by state. Each...